Amaze Building is proud to partner with the team at Fast Start Home Loans to assist you with
all of your financing needs.

Adam Wilson and the team are experts in the field of construction finance and hold many years
experience providing their clients with the ‘right’ advice when it comes to structuring your
finances to ensure a smooth process with financing your particular building project.

Fast Start Home Loans have access to over 40 home lenders however not every lender offers
construction loans. There are also many other considerations to think about before undertaking
either a major renovation or knock down/rebuild or a build on a vacant lot.

Some of these considerations are:

• What build related documents must I provide to the lender as part of my application?
• Will my lender accept an ‘on completion’ value of the project or not?
• Do I need to get quotes for any essential ‘finishing items’ that are not included in my
  build contract- such as driveways, basic landscaping and fencing up front? And what
  are the possible ramifications if these are not provided?
• Must I have a fixed price build contract or will my lender accept a ‘cost plus’ build
  contract?
• If building a dual occupancy, will my lender class this as ‘acceptable security’?
• Will my lender consider lending for a granny flat construction?
• Does my lender have a set time frame as to when you must commence construction
  after my loan has been approved?
• Must the build be completely finished in a set time frame?
• Will my lender want to conduct progress valuations throughout the build process
• Will my lender allow me to use existing equity to fund my build/renovations?
• Will my lender insist on controlling the release of funds via progress payments in all
  situations?
• Will my lender require a copy of the Occupation Certificate (OC)?
  Only an experienced construction loan broker, like Adam Wilson and his team can answer
  these important questions.

Feel free to call Adam Wilson from Fast Start Home Loans and Business Finance for a no
obligation’ chat about your specific requirements – he’d be glad to help!

Kind regards,
Adam Wilson
Managing Director I Mortgage & Finance Broker

Ph: 0448 805 134
E: [email protected]
2 Portside Crescent,
Maryville NSW 2293
www.faststart.net.au

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